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Who’s the Boss?

If you know me at all, then you know I love Dave Ramsey. In fact, I not only attended a Dave Ramsey affair when it once came to an event center near me, but when I went through Tennessee on a road trip, I hunted him down and visited his studio. I have a picture to prove it (well, it’s somewhere).

I always listened to Dave when his show was featured from 1:00 to 4:00 pm on my local talk radio station. One of the things he said frequently (something that he actually borrowed from somebody else–John C. Maxwell) was, “A budget is telling your money where to go instead of wondering where it went.”

If you are getting a tax “refund” this year, I will first invite you to review last week's blog post and the three links to previous blog posts. I would then encourage you to plan for that “refund” money, and I don’t mean blow it as most Americans will do. Be smart. Use it to pay off some debt if you, as most Americans do, have some. If not, save it appropriately. 

We've discussed debt before if you’ve been with me for the last few years. However, if you are just joining us, you’ll quickly learn that I HATE DEBT–debt is BAD. And while I like to approach the subject with a sense of humor, I have a LOT to say about it. So just check out any links here, in this post, to learn more.

But I am drifting away from my main point. Be the boss of your own money. Do something productive with it. I’m not sure if you know this, but if not told what to do, your money will just take off and do its own thing. Kind of like a teenager. It needs boundaries, man! At least your money won’t talk back to you. 

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