Skip to main content

America Saves Week Day Three

I have had a habit for years, and I have no intention of kicking this one–I am at a point in my life that I actually like to exercise. Weird? Maybe, but I’m also at an age where I just don’t care what anyone else thinks. 😉Now, this habit has caused me to learn a few things about myself. One of them is this: when I exercise, I am not hungry, even if I was before I started.

“And just what does this have to do with finances and America Saves Week?” my favorite followers are wondering.

I’m getting there.  

When I want to eat something that I probably shouldn’t, and that DOES happen from time to time, if I get up and do something physical, like, go for a walk, the urge to eat leaves. Nice, huh?

Shopping and overspending are SO EASY to do these days. I mean, we’re constantly on the computer being bombarded with ads that enable us to make a few clicks and voilà, ecco qua, or before you know it, something cool arrives in our mail boxes! Of course, one must pay for those impulse buys, but we kind of forget about them until it’s time to pay something else like, oh, I don’t know, UTILITIES. My theory is this; why not apply the concept to spending, especially when it’s done on a whim?

Now, step away from the computer or phone. Take a walk around, do some jumping jacks, or practice a few yoga moves. Your budget will thank me later.  



Comments

Popular posts from this blog

It Happens Like That

And, in what seems like the blink of an eye, Memorial Day is over, school is out (or almost out), and my favorite time of the year is here! I love summer. I love it when the sun comes up early and wakes me. I love flip flops and shorts. I like to be warm (ok, not HOT, but warm). This is when I thrive. And I think it’s an excellent time to take a vacation or road trip. That being said, I plan a long time in advance for a vacation because I won’t finance one–and I’ve taken some pretty amazing vacations! I don’t usually just take off on last-minute road trips, either, but I’m learning to be more flexible in my old age. So I have done that on occasion, too.  Now, this blog post isn’t about the last-minute drives I’ve engaged, cruises I’ve embarked, or the countries I’ve explored (being a debt-free, self-employed, budget-loving, young, empty-nester has its perks!). This post is about getting you to a point where you, too, can take vacations without stressing about paying for it late...

Timing is Everything

I was told that a good time to buy a car is January or February. Why? I would guess it’s because many people are financially destitute right after Christmas (because they have not yet been introduced to my blog!) so car sales are down. I do think there is another reason. I think that most people have yet to file their taxes and receive their tax returns (a.k.a. overpayment that they loaned interest-free to the government ) with which they plan to make a down payment. Now it’s March, and many people have already filed their taxes and received said overpayment that we common-folk refer to as a return, and it’s burning a hole in their pockets. This can be good news for you if you have things you want to sell. Now is the time to capitalize on the extra influx of cash. What do you have around your house that you no longer use that you can sell? Speaking as someone who has done this very thing, I must warn you. Selling stuff you don’t need anymore and collecting the cash can be addicting...

One More–Christmas Experiences Part II

Christmas is just a week away. Hopefully you’ve checked everything off your to-do list and can spend some quality time “experiencing” Christmas gifts with your family. Because, after all, your loved ones will be far more touched by how you made them feel than they will be with what you gave them. This week, I want to share with you my sister, Carey’s, family Christmas experience. “One Christmas, when my boys, now 18, 23 and 28, were little, we gave them an experience that is still talked about now. And it’s something so easily replicated that any family can do it, and it’s not too late to do it for Christmas (even ON Christmas) this year. We drove around our neighborhood and looked at all the homes decorated for the holiday. We took note of the addresses as we numbered them. We talked about what made each ornamented yards stand out. And at the end of the night, we voted for our favorite. I had my sons help me make some of our favorite holiday desserts and, in addition to taking p...