Skip to main content

Don't Be Jealous, But Do Go Green

I am so popular. I get MULTIPLE phone calls per day from numbers I don’t recognize–so many I don’t even have time to answer them all and chat. They are SO concerned about my car warranty. I also get lots of mail from my adoring fans–more than I have time to read–many of which want to “give” me some money (well, credit, anyway)! And they are SO dedicated...even when I move 4 times in less than 2 years, they still manage to find me!

In case you couldn’t tell, that was my attempt at sarcastic humor. By the way, don't fall for the money giveaway thing. Just burn those "checks" that come in the mail. While I do get a few scam calls during the day, I just turn my Android phone face down and it mutes the ringing (iPhone users, don't despair, I think you can enable this feature too). The mail? I shred and recycle it. Like you, I’m annoyed at the waste of paper and postage from unsolicited correspondents. What to do?

There are “Do Not Call” lists that you can get on, and I think some even work. But if you want to save a few trees, try this: OptOutPrescreen.com. Make sure you complete the process if you want to eliminate the unwanted mailers that your postal carrier leaves in your box. Then check out Wattson’s Financial Calendar for more tips for 2022. 

And while you’re feeling earth-friendly, the next time you log in to your bank’s website, change your statement selection and “go paperless.” Get your reports sent digitally. Future generations will thank you.   

Comments

Post a Comment

Popular posts from this blog

It Happens Like That

And, in what seems like the blink of an eye, Memorial Day is over, school is out (or almost out), and my favorite time of the year is here! I love summer. I love it when the sun comes up early and wakes me. I love flip flops and shorts. I like to be warm (ok, not HOT, but warm). This is when I thrive. And I think it’s an excellent time to take a vacation or road trip. That being said, I plan a long time in advance for a vacation because I won’t finance one–and I’ve taken some pretty amazing vacations! I don’t usually just take off on last-minute road trips, either, but I’m learning to be more flexible in my old age. So I have done that on occasion, too.  Now, this blog post isn’t about the last-minute drives I’ve engaged, cruises I’ve embarked, or the countries I’ve explored (being a debt-free, self-employed, budget-loving, young, empty-nester has its perks!). This post is about getting you to a point where you, too, can take vacations without stressing about paying for it late...
Post a Comment
Read more

Timing is Everything

I was told that a good time to buy a car is January or February. Why? I would guess it’s because many people are financially destitute right after Christmas (because they have not yet been introduced to my blog!) so car sales are down. I do think there is another reason. I think that most people have yet to file their taxes and receive their tax returns (a.k.a. overpayment that they loaned interest-free to the government ) with which they plan to make a down payment. Now it’s March, and many people have already filed their taxes and received said overpayment that we common-folk refer to as a return, and it’s burning a hole in their pockets. This can be good news for you if you have things you want to sell. Now is the time to capitalize on the extra influx of cash. What do you have around your house that you no longer use that you can sell? Speaking as someone who has done this very thing, I must warn you. Selling stuff you don’t need anymore and collecting the cash can be addicting...
Post a Comment
Read more

Know Your Limits

When I was 17, I drove a 73 Nova. It used to be really easy to do things like changing taillights myself. That is no longer the case. If I tried that on my later-model vehicle (which is more like a computer than a car), I’d do more damage than good, because there are some thing you should just not do yourself. It will cost you more in the long run. That being said, there are probably some things that you usually pay someone else to do that are not getting done right now. My advice is to just be patient; depending on what it is and your skill level, it might end up costing you more to fix your mistakes. Let’s discuss some of those… Obviously, most if not all car repairs are just better done by a licensed, trained professional, including oil changes. They can also correctly dispose of used petroleum products. Depending on your tax filing status, a professional can help you avoid overpaying the IRS. I remember cutting my daughter’s hair when she was little, and I made a me...
Post a Comment
Read more