Skip to main content

B1G1 PLUS

I missed Mental Health Awareness Day (it was last Sunday, October 10th).

Now, I’ll bet you are saying to yourself, “That’s a weird thing for a financial blogger to say.” And, under normal circumstances, you would be right. But we are living in times that are anything but normal, wouldn’t you say? Yeah–me too.

So today I’ve decided to deviate from regular scheduled programming to bring you something special. Don’t worry, I’ll do a two-for-one post next week to get us caught up on the financial calendar. Speaking of two-for-one, today we’re going to combine two seemingly-unrelated subjects: prevention, specifically on how it relates to mental health, and Christmas. Bear with me.

Prevention is HUGE in the financial world. Let’s take the dentist, for example. (Did you know that if you ignore your teeth they WILL go away?) Toothbrushes, toothpaste, and dental floss are relatively inexpensive. And yearly dental x-rays and biannual cleanings aren’t horrifically expensive and are covered by most insurances. If you brush 2 times daily for 2 minutes, floss once a day, and get your teeth cleaned every 6 months then you are less likely to have serious (and seriously expensive) problems. Like abscesses. And gingivitis. Then missed work and expensive emergency dentist visits. Ouch.  

Suicide prevention (as well as drug-use prevention, alcohol-use prevention, and the like) work in similar fashion. Supporting suicide prevention efforts is not only fiscally prudent, it also benefits individuals and families mentally, physically, emotionally, psychologically, and any other measurable state of being that ends in -ally. I am sure you know how expensive (monetarily and otherwise) it can be to reestablish stability in those areas once they have been lost. Prevention is the BEST answer in protecting our overall well-being.

“Ok, I’m with you,” you say, “but how does this apply to Christmas?” (You know Christmas is just around the corner, right?). Glad you asked.

My Discovery Destination! and The Discovery Family Coalition, both big advocates for suicide (and other) prevention, are offering some AWESOME Christmas ideas at EXTREMELY reasonable prices. Plan a little early and order Santa Notes for the children in your life.  Check out the idea of a Discovery Hunt for your social-distance-friendly (or not) Christmas Party (or ANY party, really). Both of these clever and unique soon-to-be-new-holiday traditions support suicide prevention. AND when you support them, YOU support prevention as well (remember the two-for I mentioned?).

And who doesn’t like a two-for-one? I mean, you really CAN spend the same dollar twice!

Comments

Popular posts from this blog

Sunny and 75

While the Intermountain West has had slightly cooler climate than is typical for this time of year, I just know gorgeous weather is right around the corner. Today I wore flip flops in the rain just to make my point. And wearing open-toed shoes without socks is just one of the wonderful things you can do when it’s nice outside! I don’t know about you, but thinking about warm-weather activities makes me want to play hooky from work and play instead. But because I am an accountable adult (most days, anyway), I will NOT forsake my grown-up responsibilities (as bad as I might want to) in favor of longer days and spring and summer fun. I can work before I play. And so can you. Here is a short list of things you should check NOW before the weather gets too hot: THE CHIMNEY – climb on your roof (if it’s safe) or use binoculars to check the exterior, hire a professional for the interior cleaning GUTTERS AND DOWNSPOUTS – make sure they’re clean and make repairs as needed THE ROOF – it’s mu

Who’s the Boss?

If you know me at all, then you know I love Dave Ramsey. In fact, I not only attended a Dave Ramsey affair when it once came to an event center near me, but when I went through Tennessee on a road trip, I hunted him down and visited his studio. I have a picture to prove it (well, it’s somewhere). I always listened to Dave when his show was featured from 1:00 to 4:00 pm on my local talk radio station. One of the things he said frequently (something that he actually borrowed from somebody else–John C. Maxwell) was, “A budget is telling your money where to go instead of wondering where it went.” If you are getting a tax “refund” this year, I will first invite you to review last week's blog post and the three links to previous blog posts. I would then encourage you to plan for that “refund” money, and I don’t mean blow it as most Americans will do. Be smart. Use it to pay off some debt if you, as most Americans do, have some. If not, save it appropriately.  We've discussed deb

April Fools'

Warning: this material might cause anger and frustration in some readers. But don’t shoot the messenger here. Oh, how I wish I could tell you that this post is based on a joke, but I cannot because it’s the cold, hard truth. So here it is: if you have gotten relatively large tax returns in recent years, those days are probably far behind you. Don’t count on it this year. Things have changed. Our refunds will be much smaller for the 2022 tax year. Why? Many Americans thought that the stimulus payments they’d received were basically “free money” and were excited to get them at the time. But, unfortunately, nothing is ever free, and those stimulus payments are returning to bite us now. A couple of tax credits have expired ; the expanded Child Tax Credit and certain Covid-related breaks are no longer in existence. During the pandemic, the IRS also gave breaks to those who filed their taxes late. That, too, has been taken off the table. Sorry to be the bearer of bad news, but you