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Remove the Specs

You have probably heard the phrase, “looking through rose-colored glasses”? If not, allow me to introduce you to this idiom. It basically means seeing things the way you want to see them while putting a positive spin on that. It’s not a bad thing, but sometimes you need to see something for what it really is.

How many of us have ever spent impetuously because we were upset or angry? “Gee, my spouse spent $500 on a (insert whatever he might buy to feed his hobby here) without asking, I should be able to spend the same on (insert what you would like to get here)!” I’m sorry/not sorry, but this is NOT a healthy way to look at things. It’s just wrong. And it’s a great example of erroneous thinking when it comes to managing money.

According to Kingsford, “Thoughts create the emotions that drive us...” Oh, how true it is! She also points out how events lead to thoughts, which in turn lead to feelings. For purposes of today’s post, I’m going to call this “The Cycle.”

If you want to be financially fit and independent, you cannot justify impulsively spending for ANY reason. It’s time to grow up and look at things as they really are. You need to learn to anticipate things that might trigger your desire to charge a “want” and worry about paying for it later. Learn to recognize what leads you to pull out the credit card or open an Amazon window. How? Practice recognizing where you are in “The Cycle.” WRITE IT DOWN–Keep a short journal of the events in your life, the emotions that come with them, and the actions you take afterward. Then, divorce your emotions from your actions. Find something to replace shopping (but not mindless eating–how about taking a walk, even up and down your stairs, or calling a friend?). With practice you will be able to see yourself and halt the process.

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