Skip to main content

If You're Going, Strategize


My community has been slowly reopening after the COVID-19 shutdown since May 1. I drove by Lowe’s last Saturday and the parking lot was PACKED. I should not have been surprised.

Maybe your neighborhood is also coming out of the quarantine closures, too, and you are DYING to eat at your favorite local restaurant. Well, I support you in supporting your local businesses, just don’t go overboard and justify it by saying, “Well, we haven’t been out in WEEKS, so let’s splurge.” That sets a precedent and it’s a bad idea. It’s kind of like going to the grocery store without a list; you might get out of there having spent too much money but still there is nothing for dinner–admit it, you’ve done that too. I suggest implementing some of these ideas:

  • Share a meal. We Americans get HUGE portions and let’s face it, taking home leftovers that usually go in the garbage is just a waste.
  • Get an appetizer as your main dish.
  • Drink water instead of a carbonated beverage. The markup on soda in restaurants is nuts.
  • Go to dinner early. Check what time the lunch menu ends at your favorite diner and plan to be there in time to order off that menu which, much of the time, is very similar to the dinner menu.
  • Check for coupons, coupon books or money-saving cards.
  • Go on locals night. One of my favorite local Mexican restaurants offers a great deal on Thursday nights.
  • Watch for “kids eat free” events.

Remember one thing; tip your food server appropriately. If you got a coupon for half off, tip your waiter on the original amount. Trust me, the good karma will come back to you.

Comments

Popular posts from this blog

One More–Christmas Experiences Part II

Christmas is just a week away. Hopefully you’ve checked everything off your to-do list and can spend some quality time “experiencing” Christmas gifts with your family. Because, after all, your loved ones will be far more touched by how you made them feel than they will be with what you gave them. This week, I want to share with you my sister, Carey’s, family Christmas experience. “One Christmas, when my boys, now 18, 23 and 28, were little, we gave them an experience that is still talked about now. And it’s something so easily replicated that any family can do it, and it’s not too late to do it for Christmas (even ON Christmas) this year. We drove around our neighborhood and looked at all the homes decorated for the holiday. We took note of the addresses as we numbered them. We talked about what made each ornamented yards stand out. And at the end of the night, we voted for our favorite. I had my sons help me make some of our favorite holiday desserts and, in addition to taking p...

Timing is Everything

I was told that a good time to buy a car is January or February. Why? I would guess it’s because many people are financially destitute right after Christmas (because they have not yet been introduced to my blog!) so car sales are down. I do think there is another reason. I think that most people have yet to file their taxes and receive their tax returns (a.k.a. overpayment that they loaned interest-free to the government ) with which they plan to make a down payment. Now it’s March, and many people have already filed their taxes and received said overpayment that we common-folk refer to as a return, and it’s burning a hole in their pockets. This can be good news for you if you have things you want to sell. Now is the time to capitalize on the extra influx of cash. What do you have around your house that you no longer use that you can sell? Speaking as someone who has done this very thing, I must warn you. Selling stuff you don’t need anymore and collecting the cash can be addicting...

The One Nobody Wants to Talk About

A young, twenty-something wife and mother of three in my neighborhood lost her husband unexpectedly a few years ago. He died with no life insurance. It left the family financially devastated . She had to sell her house and move into her parent’s basement. A Go Fund Me account paid for her husband’s funeral. I have another friend who lost her husband to a horrible illness when they were in their early forties. This couple had planned ahead and made sure they had the right amounts of the right kinds of insurance in place, including life insurance on the major breadwinner of the family–my friend’s husband. A year or so after he passed, I asked her how she was doing financially. She said her husband had taken care of her financially in death just as well as he had in life. Life insurance is crucial for a specific portion of your life. Do not overlook this. There is more to losing a family member than the overwhelming grief of the loss itself. No one needs financial hardship heape...