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Peace, Not Possessions

This budget system works best when you are earmarking money today for items that you are paying for NEXT month; you want to be putting money away now (February) for what you have to pay out next month (March).

“But I’m so far behind, I’m late all the time and I’m always paying late fees. There’s no way I can pay when is due YESTERDAY let alone save for NEXT month!”

Here is where it gets brilliant. This is the BEST time of year to begin this program because you can USE YOUR TAX RETURN.

Follow the steps from last week, “Math is Hard,” using the money you got back from the US Treasury.

“But, I was going to get a new iPhone (or insert whatever you WANTED here) with my tax return…”
 
If you get on this plan and stick with it, you will have FREEDOM which is worth SO MUCH MORE than the cost of whatever you thought you HAD to have with your tax return. And, I promise, you will be able to get one eventually. You just got a new iPhone last year; it will last you a little while longer. 

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