Get Specific, Get Positive, Get Personal

Well, Christmas has come and gone, 2019 is drawing to a close and New Year’s Day (and new resolutions) are right around the corner. Approximately one-third of the resolution-making population sets their sights on saving more and spending less. It’s a great idea, right? Unfortunately, 80% of those resolutions will fail. According to Business Insider, there are three reasons behind this:

The resolution is not clear enough
The resolution uses negative language
The resolution is not personally meaningful

If you REALLY want to work on becoming financially independent in 2020 and want to set a resolution to do so, try this:

I am only using funds I have to make purchases this year. I am getting organized. I am implementing an easy-to-follow debt-reduction strategy.

(And we’re going to help you with that!)

This resolution is clear. This resolution is set using positive language that describes what you ARE doing, not what you’re going to do (a good mind trick), and if you REALLY want to work hard on financial independence, it IS personally meaningful to you.

We are doing this together.

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