The Taboo Topic

I have never had the misfortune of having my house catch fire, but I have friends who have. In fact, I know two families who lost their homes due to fires–one from an unmonitored electric candle, and the other from a lightning strike. Both families were not only lucky, but they were also blessed; they were lucky because everyone was able to exit their houses without harm, and they were blessed because they both had the scruples to have the right amounts of the right kinds of insurances in place before the disasters hit.

Insurance is one of those things that people just don’t want to talk about. Why? Well, honestly, insurance can be confusing, expensive (in certain circumstances), and seemingly unnecessary. So, this conversation becomes uncomfortable.

Some insurances are VITAL to financial stability, yet, oftentimes, people quit paying for it when their budgets get tight. They are not just doing themselves a great disservice, but they are putting themselves in great danger.

The right amounts of the right kinds of insurances are CRUCIAL to financial stability. Over the next few weeks, we will address different types of these essential insurances.

We are here to have that awkward talk.